Private Lending for Real Estate Investors

Private lending,
modernized.

Bridge, fix-and-flip, DSCR, and ground-up construction loans for 1–4 unit investment properties — priced competitively, closed quickly, across 44 states.

DSCR Rental
5.75 %
30-yr fixed · up to 75% purchase / 80% refi
Fix-and-Flip
9 %
12–24 mo · up to 90% purchase / 100% rehab
Ground Up
9 %
12–24 mo · up to 75% LTC / 70% ARV

44 states · 1–4 unit non-owner-occupied investment properties · Term sheet in 24 hours

Loan Programs

Four ways to fund your next deal.

Your one-stop hub for financing. Acquire, renovate, refinance, build — one team through every stage of the deal.

01

Bridge Loans

Short-term capital to acquire, reposition, or move on time-sensitive deals.

Rate from
10%
Term
12–24 mo
Learn more
02

Fix-and-Flip

Acquisition + renovation in one loan. Up to 90% of purchase, 100% of construction.

Rate from
9%
Term
12–24 mo
Learn more
03

DSCR Rental

Long-term financing based on the property's income, not yours. Up to 75% purchase / 80% refi.

Rate from
5.75%
Term
30 yr
Learn more
04

Ground-Up Construction

Draw-based funding for new-build residential projects on a known timeline.

Rate from
9%
Term
12–24 mo
Learn more
Rates & Terms

Real numbers. Written in 24 hours.

Written term sheet in your inbox within 24 hours. Close in as little as 10 days, depending on appraisal and title.

Fix-and-Flip
9 %
From · 12–24 mo
Up to 90% purchase · 100% construction
DSCR Rental
5.75 %
From · 30-yr
Up to 75% purchase · 80% refi
Bridge
10 %
From · 12–24 mo
Up to 70% LTV · $75K – $1.5M
Construction
9 %
From · 12–24 mo
Up to 75% LTC · 70% ARV · residential only
Product Rate from Max LTV Term
Fix-and-Flip 9% 90% purchase / 100% construction 12–24 mo
DSCR Rental 5.75% 75% purchase / 80% refi 30 yr
Bridge 10% 70% of as-is value 12–24 mo
Construction 9% 75% LTC / 70% ARV 12–24 mo

Rates and terms subject to underwriting, appraisal, and title.

How It Works

Three steps from inquiry to funded.

  1. 01 ~ 5 min

    Tell us about the deal.

    Purchase price, construction budget, experience. A short inquiry kicks it off — no credit pull.

    Six fields. No tax returns. No entity docs.
  2. 02 < 24 hrs

    Real term sheet in 24 hours.

    Not a range. Not a rough estimate. Written terms, not a ballpark.

    A real person on the other end.
  3. 03 ~10 days

    Close and fund.

    Close in as little as 10 days, depending on appraisal and title. Faster when your timeline demands it.

    Wire to closing — no last-mile surprises.
Why QuickLend

Built for investors who actually close.

We make money when deals close — not when borrowers fill out forms. Everything we do is downstream of that.

/ 01

Speed that moves with your deal.

Term sheets in under 24 hours. We match the pace of the market — not the pace of a credit committee.

/ 02

Written term sheet in 24 hours.

Fees laid out up front. If appraisal or title changes the picture, we walk you through it before you sign — no surprises at the closing table.

/ 03 · The wealth-building cycle

A process built for repeat investors.

Fix-and-flip today, refinance into DSCR tomorrow. We're the lender who sticks with you through the whole wealth-building cycle.

01 · Acquire 02 · Renovate 03 · Refinance (DSCR) 04 · Repeat

QuickLend Capital does not provide investment advice. Loan terms and strategies shown are illustrative of how borrowers use our products; individual results depend on underwriting, market conditions, and borrower decisions.

/ 04

Coverage in 44 states with real underwriting.

44 states. Every deal reviewed by people who understand local comps and investor realities — not a template-driven scoring engine.

Loan Inquiry

Tell us about your deal.

Five minutes. No credit pull. Real term sheet back inside 24 hours.

  • Six fields. No entity info, no tax returns.
  • Soft inquiry only — no impact on your credit.
  • Reviewed by underwriters, not a scoring engine.

Already a broker? Use the broker channel →

Step · 01 / 01 ~ 5 min
Add rental details (optional · DSCR)

We'll be in touch within 24 hours. No credit impact. No obligation.

FAQ

Questions people actually ask.

Don't see what you need? Send us your deal and we'll get specific. Start an inquiry →

Most fix-and-flip deals can close in as little as 10 days from a complete inquiry, depending on appraisal and title turnaround. When timing demands faster, we can compress — bring us a clean file and we'll match the pace your deal requires.
Fix-and-flip generally starts at 660. DSCR rentals have their own thresholds tied to property cash flow. Submit a deal and we'll tell you exactly where you stand.
We comfortably write small deals starting at $100K and scale into the seven-figure range. Each product has its own band — your inquiry tells us which fits.
Not for inquiry. Our investor loans don't underwrite to your personal income — they underwrite to the deal. DSCR loans use property cash flow; bridge and fix-and-flip use the asset and your experience.
44 states. Specific licensing and disclosure requirements vary by state; we confirm coverage during the inquiry review.
Yes — that's exactly the cycle we're built around. Many of our borrowers fix-and-flip with us, then refinance into a DSCR rental loan to hold the property and free up capital for the next deal.
Standard origination, third-party costs (appraisal, title), and any state-specific items. Every fee shows up on your term sheet up front.
A real person reads it within hours. You'll get a quick scoping call (or email) to confirm details, then a written term sheet within 24 hours. From there: title, appraisal, docs, fund.

Information on this website is for general purposes only and is not financial or lending advice. Loans are subject to approval and may vary by borrower, property, and state. This is not an offer to lend. Terms may change without notice.

Ready when you are

Let's fund your next deal.

Real rates. Real term sheets. Real close dates. Five minutes of input and you'll know exactly where your deal stands inside 24 hours.